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Compare Enphase Energy Inc (ENPH) vs Upstart Holdings Inc (UPST) Price & Performance

Enphase Energy IncTrade
Upstart Holdings IncTrade

Price performance (Past 24H)

Key statistics

Enphase Energy Inc vs Upstart Holdings Inc — how do they compare? Enphase Energy Inc trades at $32.64 (market cap $4.35B), while Upstart Holdings Inc trades at $24.11 (market cap $2.35B). The key difference: Enphase Energy Inc is the larger of the two by market cap, and Enphase Energy Inc is more actively traded (5,068,595 versus 4,203,337). Which is the better fit depends on your goals — on Pluang, investors hold Enphase Energy Inc for 72 Days and Upstart Holdings Inc for 39 Days on average.

ENPHUPST
Market Cap
$4.35B$2.35B
Volume
5,068,5954,203,337
Sector
EnergyFinancials
52-Week High
$72.33$52.74
52-Week Low
$26.12$22.81
Typical Hold Time
72 Days39 Days
Enterprise Value
$3.99B$3.88B

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Enphase Energy Inc

Enphase Energy (ENPH) trades at $32.095, down 4.19% with bearish technical signals. The stock shows mixed fundamentals with revenue declining from $2.3B in 2023 to $1.47B in 2025, though net income margin improved to 11.68%. Recent earnings show two misses in the last three quarters. Analyst sentiment is divided with 42% buy ratings but a consensus price target of $42.90 suggesting 34% upside. The company continues innovation with IQ Meter Collar approvals and solid-state transformer development for AI data centers.

The stock faces headwinds from solar industry pressures and elevated borrowing costs, but maintains strong gross margins and product innovation. With current price near support at $32 and significant upside to analyst targets, ENPH presents a contrarian opportunity for investors believing in the long-term solar growth story despite near-term volatility.

Upstart Holdings Inc

Upstart Holdings trades at $24.24, up 0.9% with a bearish technical signal despite recent earnings misses. The company achieved profitability in 2025 with $1.02B revenue and $53.6M net income, though cash flow from operations remains negative at -$147.7M. Recent news highlights partnership expansions into HELOC and auto lending while the stock faces pressure from broader consumer lending sector weakness.

Upstart's AI lending platform shows revenue growth potential but faces execution risks amid volatile credit markets. Analyst consensus targets $39.50 (63% upside) with mixed ratings, while high P/E of 46.5 suggests premium valuation. The key risk remains the company's loan syndication model during economic downturns.

Returns comparison

Trailing returns across standard periods

Investor sentiment on Pluang

What Pluang investors did over the last 30 days

ENPH
100% Buy0% Sell
Avg holding period · 72 Days
UPST
73% Buy27% Sell
Avg holding period · 39 Days

Top news

Latest headlines on both assets

About Enphase Energy Inc

Enphase Energy is a global energy technology company. The company delivers smart, easy-to-use solutions that manage solar generation, storage, and communication on one platform. The company's microinverter technology primarily serves the rooftop solar market and produces a fully integrated solar-plus-storage solution. Geographically, it derives a majority of revenue from the United States.

Read more on ENPH →

About Upstart Holdings Inc

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.

Read more on UPST →