Duke Energy Corp vs Upstart Holdings Inc — how do they compare? Duke Energy Corp trades at $123.18 (market cap $96.05B), while Upstart Holdings Inc trades at $29.11 (market cap $2.91B). The key difference: Duke Energy Corp is far larger — about 33× Upstart Holdings Inc's market cap, and Duke Energy Corp pays a 3.52% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| DUK | UPST | |
|---|---|---|
Market Cap | $96.05B | $2.91B |
Sector | Utilities | Financials |
52-Week High | $133.46 | $73.76 |
52-Week Low | $113.99 | $24.22 |
Enterprise Value | $188.56B | — |
Dividend Yield | 3.52% | — |
Signals from Pluang's Aura AI — not financial advice
Duke Energy (DUK) trades at $121.19, down 2.93% on the day, with a bearish technical signal. The company reported strong Q2 2026 earnings of $1.43 per share, beating estimates, and maintains solid fundamentals with a 15.78% net income margin. Recent news highlights operational challenges from storms affecting customers but also strategic initiatives like a $35 million equity units offering and data center growth opportunities.
The outlook is mixed; fundamentals are robust with consistent earnings beats and a healthy dividend, but technical weakness and high debt levels pose risks. Analyst consensus is a 'Hold' with a $136.17 price target, suggesting cautious optimism for long-term investors amid near-term volatility.
Upstart Holdings trades at $30.21, down 2.83% on the day, with a bullish technical signal supported by moving averages despite recent earnings misses. The company achieved a significant turnaround with $53.6M net income in 2025 after years of losses, driven by 42% revenue growth in Q2 2026. Analyst consensus remains positive with a $47.20 price target, though debt levels have risen to 61.48% of assets.
The outlook balances strong AI-driven loan growth against execution risks and high valuation. Near-term catalysts include the upcoming bank launch and sustained origination growth, while macroeconomic sensitivity and competitive pressures present ongoing challenges for the lending platform.
Trailing returns across standard periods
Latest headlines on both assets
Duke Energy is one of the largest U.S. utilities, with regulated utilities in the Carolinas, Indiana, Florida, Ohio, and Kentucky that deliver electricity to nearly 8 million customers. Its natural gas utilities serve more than 1.5 million customers. Duke operates in three major segments: electric utilities and infrastructure
Read more on DUK →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →