Dropbox Inc vs Upstart Holdings Inc — how do they compare? Dropbox Inc trades at $34.42 (market cap $7.42B), while Upstart Holdings Inc trades at $24.14 (market cap $2.35B). The key difference: Dropbox Inc is far larger — about 3.2× Upstart Holdings Inc's market cap, and Dropbox Inc is trading nearer its 52-week high, Upstart Holdings Inc nearer its low. Which is the better fit depends on your goals — on Pluang, investors hold Dropbox Inc for 97 Days and Upstart Holdings Inc for 39 Days on average.
| DBX | UPST | |
|---|---|---|
Market Cap | $7.42B | $2.35B |
Volume | 3,061,580 | 4,203,337 |
Sector | Technology | Financials |
52-Week High | $37.74 | $52.74 |
52-Week Low | $22.06 | $22.81 |
Typical Hold Time | 97 Days | 39 Days |
Enterprise Value | $10.29B | $3.88B |
Signals from Pluang's Aura AI — not financial advice
Dropbox (DBX) trades at $34.54, up 4.41% with a bullish technical signal. The company maintains strong profitability with 79.72% gross margins and has beaten earnings estimates for three consecutive quarters. Recent news highlights insider selling and a security breach affecting 5,000 accounts, while analyst sentiment remains divided with a consensus price target of $26.83.
The outlook is mixed with solid fundamentals offset by valuation concerns and insider selling. Investment opportunity lies in consistent earnings performance and high margins, but risks include negative shareholder equity, high debt levels, and competitive pressures in cloud storage. The stock trades above analyst consensus, suggesting limited near-term upside.
Upstart Holdings trades at $24.24, up 0.9% with a bearish technical signal despite recent earnings misses. The company achieved profitability in 2025 with $1.02B revenue and $53.6M net income, though cash flow from operations remains negative at -$147.7M. Recent news highlights partnership expansions into HELOC and auto lending while the stock faces pressure from broader consumer lending sector weakness.
Upstart's AI lending platform shows revenue growth potential but faces execution risks amid volatile credit markets. Analyst consensus targets $39.50 (63% upside) with mixed ratings, while high P/E of 46.5 suggests premium valuation. The key risk remains the company's loan syndication model during economic downturns.
Trailing returns across standard periods
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Latest headlines on both assets
Dropbox is a leading provider of cloud-storage and content collaboration tools with an emphasis on individuals and SMB. The company was founded in 2007 and was a pioneer in cloud storage and cross-platform file syncing. Utilizing inorganic and organic means, the firm has been working on diversifying its product mix and pivoting away from the cloud-storage space.
Read more on DBX →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →