Circle Internet Group Inc. Class A Common Stock vs Upstart Holdings Inc — how do they compare? Circle Internet Group Inc. Class A Common Stock trades at $84.95 (market cap $20.52B), while Upstart Holdings Inc trades at $24.24 (market cap $2.35B). The key difference: Circle Internet Group Inc. Class A Common Stock is far larger — about 8.7× Upstart Holdings Inc's market cap, and Circle Internet Group Inc. Class A Common Stock is trading nearer its 52-week high, Upstart Holdings Inc nearer its low. Which is the better fit depends on your goals — on Pluang, investors hold Circle Internet Group Inc. Class A Common Stock for 0 Days and Upstart Holdings Inc for 39 Days on average.
| CRCL | UPST | |
|---|---|---|
Market Cap | $20.52B | $2.35B |
Volume | 9,813,610 | 4,203,337 |
Sector | Financials | Financials |
52-Week High | $150.48 | $52.74 |
52-Week Low | $50.23 | $22.81 |
Typical Hold Time | 0 Days | 39 Days |
Enterprise Value | $19.03B | $3.88B |
Signals from Pluang's Aura AI — not financial advice
No Aura AI signal available yet.
Upstart Holdings (UPST) trades at $24.02, up 0.67% with mixed technical signals showing bearish momentum but neutral oscillators. The company reported revenue growth to $1.02B in 2025 with a return to profitability ($53.6M net income), though recent quarters show earnings misses. Analyst sentiment is divided with a $39.50 consensus target, while recent news highlights partnership expansions and sector volatility affecting consumer lending stocks.
The outlook balances AI-driven lending growth against credit market risks and earnings volatility. Investment opportunity lies in valuation upside if execution improves, but risks include debt levels rising to 61.48% of assets and consistent earnings underperformance. The stock's proximity to recent lows suggests cautious investor sentiment amid sector headwinds.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Circle Internet Group provides internet financial infrastructure centered on its stablecoin network. Its business includes stablecoins, blockchain infrastructure for developers, digital-asset services, and payment applications.
Read more on CRCL →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →