Coinbase Global, Inc. vs Upstart Holdings Inc — how do they compare? Coinbase Global, Inc. trades at $175.99 (market cap $45.38B), while Upstart Holdings Inc trades at $24.48 (market cap $2.35B). The key difference: Coinbase Global, Inc. is far larger — about 19.3× Upstart Holdings Inc's market cap, and Coinbase Global, Inc. is more actively traded (11,013,940 versus 4,203,337). Which is the better fit depends on your goals — on Pluang, investors hold Coinbase Global, Inc. for 78 Days and Upstart Holdings Inc for 39 Days on average.
| COIN | UPST | |
|---|---|---|
Market Cap | $45.38B | $2.35B |
Volume | 11,013,940 | 4,203,337 |
Sector | Financials | Financials |
52-Week High | $387.00 | $52.74 |
52-Week Low | $141.09 | $22.81 |
Typical Hold Time | 78 Days | 39 Days |
Enterprise Value | $43.03B | $3.88B |
Signals from Pluang's Aura AI — not financial advice
COIN trades at $178.45, down 3.92% with bearish technical signals. The stock shows mixed fundamentals with strong revenue growth to $7.18B in 2025 but negative net income margin of -15.72% and recent earnings misses. Analyst consensus remains positive with 55% buy ratings and $211.55 price target, while technical indicators show support at $177 and resistance at $180.
Outlook remains cautiously optimistic given analyst support and recent CFTC approval for derivatives expansion, but risks include volatile earnings performance, high valuation multiples, and regulatory uncertainty. The stock's current price near support levels presents potential entry point for long-term investors despite near-term headwinds.
UPST trades at $24.02, up 0.67% on the day, but remains in a bearish technical trend. The company reported revenue of $1.02B for 2025 with a net income of $53.60M, marking a return to profitability after prior losses. Recent earnings have missed expectations, and cash flow from operations turned negative in 2025. Analyst sentiment is mixed with a consensus price target of $39.50, but technical indicators and recent price action near support levels reflect ongoing investor caution.
The outlook for UPST hinges on its ability to sustain revenue growth and improve earnings consistency amid a challenging credit environment. Opportunities exist if AI-driven lending gains scale, but risks include volatile cash flows, high debt levels, and sensitivity to economic cycles. The stock's current valuation leaves room for upside if execution improves, but near-term pressure persists.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Coinbase Global, Inc. is a regulated cryptocurrency company that provides customers around the world with a platform for buying, selling, transferring, and storing digital assets. The Company offers a variety of products and services that enable individuals, businesses, and developers to participate in the cryptoeconomy.
Read more on COIN →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →