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Compare Bill.com Holdings Inc (BILL) vs Synchrony Financial (SYF) Price & Performance

Bill.com Holdings IncTrade
Synchrony FinancialTrade

Price performance (Past 24H)

Key statistics

Bill.com Holdings Inc vs Synchrony Financial — how do they compare? Bill.com Holdings Inc trades at $42.93 (market cap $4.27B), while Synchrony Financial trades at $73.68 (market cap $24.63B). The key difference: Synchrony Financial is far larger — about 5.8× Bill.com Holdings Inc's market cap, and Synchrony Financial pays a 1.64% dividend while Bill.com Holdings Inc pays none. Which is the better fit depends on your goals.

BILLSYF
Market Cap
$4.27B$24.63B
Sector
TechnologyFinancials
52-Week High
$56.32$88.47
52-Week Low
$31.96$63.78
Enterprise Value
$3.98B
Dividend Yield
1.64%

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Bill.com Holdings Inc

BILL Holdings trades at $42.86, up 3.63% today, with strong technical momentum and bullish analyst sentiment. The stock has consistently beaten earnings expectations in recent quarters, with Q1 2026 EPS of $0.68 surpassing the $0.55 estimate. Revenue growth is robust, rising from $642M in 2022 to $1.46B in 2025, though net margins remain thin at 0.01%. Recent leadership changes and a $1B buyback program signal strategic focus on growth and shareholder value.

Outlook is positive with a consensus price target of $48.00 implying 12% upside, supported by 56% analyst buy ratings. Key risks include high valuation multiples (P/E 213.91), competitive pressures in SaaS, and sensitivity to small business economic health. Cash flow trends show operational improvement, but investing outflows remain elevated.

Synchrony Financial

No Aura AI signal available yet.

Returns comparison

Trailing returns across standard periods

Top news

Latest headlines on both assets

About Bill.com Holdings Inc

Bill.com Holdings Inc is a provider of cloud-based software that simplifies, digitizes, and automates financial operations for SMBs. Its artificial-intelligence enabled financial software platform used mostly to build connections between customers, suppliers, and clients. The company's platform generates and process invoices, streamline approvals, send and receive payments, sync with their accounting system, and manage their cash. The firm generates revenue through subscription and transaction fees.

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About Synchrony Financial

Synchrony Financial is a premier consumer financial services company and the largest provider of private-label credit cards in the United States. Spun off from GE Capital in 2014, it operates through a unique B2B2C model, embedding its financing products within the ecosystems of major partners like Amazon, Lowe’s, and PayPal. Synchrony leverages deep data analytics and a diverse multi-platform strategy—spanning retail, health, and auto—to drive customer loyalty and provide specialized credit solutions at the point of sale.

Read more on SYF