XRP Ledger developers are fixing their new lending protocol with a follow-up amendment before it goes live, addressing issues in the original code while it is still in the network's voting queue. This protocol enables fixed-term, uncollateralized loans using pooled funds and relies on off-chain borrower vetting and "first-loss capital" to cover defaults, differing from typical DeFi collateral models. The patching approach avoids launching a flawed system and follows a recent critical bug fix in the ledger's payment engine that could have allowed counterfeit XRP creation. This cautious step is part of XRP Ledger's broader effort to build credit and DeFi capabilities for institutional-style finance.
XRP Ledger's lending protocol update comes as a backdrop to a broadly positive market for major cryptocurrencies on Pluang. For readers following the crypto sector, here is Pluang's market snapshot as of Oct 20, 2026 03:42 WIB: out of 50 major cryptocurrencies, 46 rose and 3 fell today. Notable movers include UNI (Uniswap) with a price of Rp129.807 and a 1-day change of +5.93%, SNX (Synthetix) at Rp3.868 up 5.54%, and SUSHI (SushiSwap) priced at Rp3.877 with a 5.17% increase. Typical hold times range from 65 to 102 days, with varied Pluang order activity percentages.
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