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Morgan Stanley predicts 40% gains for UnitedHealth despite recent membership losses and stock drop.

Analyst Insights
14 Oct 2026
24/7 Wall Street
View Source
Bullish
Morgan Stanley predicts 40% gains for UnitedHealth despite recent membership losses and stock drop.

UnitedHealth's stock has dropped over 10% in three months due to shrinking membership, particularly in Medicare Advantage. Despite this, Morgan Stanley raised its price target to $529, forecasting a 40% upside based on expected margin improvements, growth in its Optum business, and an aging population driving Medicare Advantage enrollment. The company beat Q3 earnings estimates and raised full-year guidance, but faces risks from legal actions and membership declines. Investors should watch upcoming membership updates to gauge future performance.

UnitedHealth's stock is trading at USD 388.34 on Pluang, up 2.80% in the past day, despite the recent three-month decline noted in the article. Morgan Stanley shares are down 3.33% at USD 180.45, while Elevance Health is slightly down 0.71% at USD 422.24. These figures reflect active trading and investor interest as of Oct 15, 2026 00:02 WIB.

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