The XRP Ledger may see increased use of XRP through tokenized assets and a proposed lending protocol, which could add new accounts and ledger objects requiring XRP reserves. Each account and ledger object demands a base XRP reserve, influencing demand based on how many are created. Payments between tokens might route through XRP if cheaper, potentially increasing XRP liquidity needs, but this depends on payment paths chosen. A lending protocol with uncollateralized loans is proposed but still needs approval, and its impact on XRP demand depends on user adoption and ledger activity.
The topic of XRPL tokenization and its potential impact on XRP demand is presented here with Pluang's market data as context. For readers following major cryptocurrencies, as of Oct 19, 2026 05:21 WIB, out of 50 priced major cryptocurrencies tradable on Pluang, 12 rose and 37 fell. Notable movers include SAND at Rp1.037 with a 1-day change of -3.85% and a Pluang order activity of 35% Sell / 65% Buy, AXS at Rp17.683 with a 1-day change of -3.30% and 0% Sell / 100% Buy order activity, and BAT at Rp3.124 with a 1-day change of -3.11% and 7% Sell / 93% Buy order activity. The most notable figure is AXS with 100% buy order activity on Pluang.
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