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Synchrony Financial posts strong Q1 with 20% EPS growth and launches $6.5B buyback plan

Company Fundamentals
21 Apr 2026
Seeking Alpha
View Source
Bullish
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Synchrony Financial reported a 20% increase in Q1 earnings per share to $2.27, driven by strong consumer credit trends and profitability. The company's net interest margin expanded to 15.5%, and loan yields reached 21.8%. Credit quality remains stable with declining charge-offs and steady delinquencies. Synchrony also announced an aggressive $6.5 billion stock buyback plan and a 13% dividend increase, reaffirming its full-year EPS guidance of $9.10 to $9.50, signaling confidence in continued financial strength.

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