Strike launches Bitcoin loans that avoid liquidation during price crashes with higher interest rates.

Strike introduced a new Bitcoin-backed loan product that eliminates forced liquidations caused by Bitcoin price drops, allowing borrowers to keep their collateral even during sharp declines. The loans have a maximum 45% loan-to-value ratio, six-month terms, and interest rates between 10.7% and 14.2%, higher than Strike's standard loans to cover volatility hedging costs. Borrowers must repay on time or risk losing collateral, but market price drops alone won't trigger liquidation. This innovation aims to reduce forced selling during bear markets and improve crypto loan adoption amid investor concerns about volatility and platform trust.