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OppFi's Q2 revenue rises but earnings fall; growth outlook reset amid cautious product rollout.

Company Fundamentals
11 Aug 2026
Newsfile Corp
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Neutral
OppFi's Q2 revenue rises but earnings fall; growth outlook reset amid cautious product rollout.

OppFi reported a 1.9% year-over-year revenue increase to $145.2 million in Q2 2026, but adjusted net income fell 27% to $28.8 million, with EPS dropping to $0.33. The company delayed some product initiatives and prioritized credit quality over volume amid consumer affordability pressures, leading to a lowered full-year earnings outlook. Despite this, controlled expenses and improving credit performance suggest the business model remains strong. Key growth drivers include the upcoming LOC launch, LOLA migration, and the pending BNCC acquisition, which could expand OppFi's market reach and product offerings by 2027.

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