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SoFi stock fell 46% in 2026 despite record growth; analyst predicts it could double in 2027.

Analyst Insights
15 Oct 2026
24/7 Wall Street
View Source
Bullish
SoFi stock fell 46% in 2026 despite record growth; analyst predicts it could double in 2027.

SoFi Technologies saw its stock drop nearly 46% in 2026 despite posting record loan originations, deposits, and member growth. Earnings lagged behind revenue due to heavy marketing investments and a higher tax rate, causing investor concerns. However, Wall Street analysts, including Citi's Peter Christiansen, remain bullish with price targets suggesting up to 110% upside by 2027, betting on profit growth catching up with revenue and continued expansion of SoFi's financial services. The stock trades at about 21 times forward earnings and has high volatility, making execution risk a key factor for investors.

As of Oct 15, 2026 22:02 WIB, SoFi Technologies (SOFI) trades at USD 14.41 on Pluang with a 1-day gain of 1.37%. The stock shows active interest with a market cap of $18.37 billion and a typical hold time of 60 days among Pluang investors. Order activity leans toward buying at 60%, indicating ongoing confidence despite the previous year's sharp decline.

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