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SoFi Technologies remains a strong buy despite a 47% drop from highs, with 30% upside potential.

Analyst Insights
23 Mar 2026
Seeking Alpha
View Source
Bullish
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SoFi Technologies has experienced a significant 47% decline from its all-time highs but is still considered a high-quality fintech growth stock with a 'Buy' rating. The company's transition to a capital-light platform, rapid member growth, and strong earnings potential support a positive outlook. Management's insider buying and conservative guidance, along with a low PEG ratio, suggest the market undervalues SoFi's growth prospects. Analysts see about 30% upside to a $21.73 target price, supported by solid business momentum despite macroeconomic and interest rate risks.

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