SoFi Technologies Inc. has seen its stock fall 40% year-to-date due to increasing credit risks and higher personal loan charge-offs, which rose to 2.8% (4.4% adjusted). Despite this, SoFi added 1 million members, growing its product base by 37% year-over-year to 20.2 million, and fee revenue reached $443 million in Q4, supporting a capital-light business model with expanding EBITDA margins of 31%. Management projects 30% revenue growth and 38%-42% EPS growth through 2028, but future success depends on stabilizing credit quality and offsetting lost platform revenue.
SoFi Technologies has declined about 30% year-to-date after two disappointing earnings reports in 2026, underperforming both the fintech sector and the broader market. Investors are looking to the Q2 earnings announcement on July 29 for signs of reco...
With the Federal Reserve expected to keep interest rates steady, high-yield savings accounts are offering attractive returns up to 4.50% APY in mid-2026. Online banks continue to compete aggressively, keeping rates well above the national average of ...
In 2026, high-yield savings accounts (HYSAs) are offering attractive interest rates up to 4.50% APY, far above the national average of around 0.38%. Despite recent Federal Reserve rate cuts and holds, many online banks maintain competitive rates to a...
