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Ripple integrates Stripe-owned wallets into XRP Ledger enabling AI-driven payments surpassing 14 million transactions.

Protocol Fundamentals
14 Oct 2026
Coindesk
View Source
Bullish
Ripple integrates Stripe-owned wallets into XRP Ledger enabling AI-driven payments surpassing 14 million transactions.

Ripple and Stripe-owned Privy have partnered to embed XRP Ledger wallets into payment apps, allowing users to transfer XRP, RLUSD stablecoin, and other assets without managing separate wallets. This integration supports AI agents to autonomously pay for online services, accounting for about 25% of XRP Ledger activity with over 14 million transactions recorded. While the transaction count is high, the total value transferred remains small, reflecting micro-payments for data and services. The partnership aims to deepen integration with enhanced policy controls and user fee management, though new wallets still require a minimum 1 XRP reserve to activate.

XRP trades at Rp24,470 on Pluang as of Oct 14, 2026, 12:41 WIB, down 0.47% in the last day. The market cap stands at Rp1,547.01 trillion with a 24-hour volume of Rp36.48 trillion. Pluang users show 61% buy activity and hold XRP for an average of 72 days, highlighting steady interest despite the recent slight price dip.

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