Affirm's growth strategy includes expanding offline retail via Affirm Card, new professional services, elective medical verticals, and international expansion, driving merchant growth and transaction frequency. Despite strong free cash flow, a healthier balance sheet, and raised FY2026 guidance, momentum fatigue and insider selling have led to a downgrade to Hold after a strong Q2 2026 rally. The company’s conservative FY2027 guidance may be revised upward, but near-term upside appears limited with expected volatility as macroeconomic conditions normalize.
Affirm Holdings reported a strong fiscal Q4 with revenue up 33% year-over-year to $1.166 billion, surpassing estimates. Gross merchandise volume rose 36% to $14.1 billion, and the company expects fiscal 2027 GMV to exceed $64 billion, signaling at le...
Buy Now Pay Later (BNPL) stocks surged after Stripe and Advent International withdrew from a potential $50 billion PayPal acquisition. This deal collapse removed a major buyer, causing PayPal shares to drop 11% while competitors Klarna, Affirm, and S...
Missing a Buy Now, Pay Later (BNPL) payment often results in late fees averaging $10, account suspension, and potential credit score harm as more providers report to credit bureaus. If unpaid balances go to collections, it can impact credit for up to...
Affirm Holdings reported quarterly results that exceeded expectations, boosting its shares by nearly 10% in after-hours trading. The company showed strong business resilience with low delinquency rates and 36% growth in gross merchandise volume, desp...
PayPal's stock dropped 15% after Stripe and Advent International abandoned a $50 billion acquisition deal, removing a key growth catalyst. Despite strong Q2 earnings, the failed buyout erased the premium that had boosted PayPal's price by over 40% th...
