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Hanmi Financial upgraded to Buy on stronger operations and solid deposit base despite CRE risks.

Analyst Insights
20 Aug 2026
Seeking Alpha
View Source
Bullish
Hanmi Financial upgraded to Buy on stronger operations and solid deposit base despite CRE risks.

Hanmi Financial Corporation has been upgraded to a Buy rating due to improved operational metrics and a stronger bottom line. The company maintains a robust deposit base, with 30.7% of deposits being non-interest-bearing, and reported a net interest margin of 3.36% in Q2 2026. However, 61% of its loan portfolio is in commercial real estate, with a heavy concentration in California, which poses some risk. Despite market perception challenges, the positive recent results and outlook for 2026 support a favorable investment stance.

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Spot Bitcoin ETFs see $241M net inflows for third week, led by BlackRock's $450M surge

Spot Bitcoin ETFs see $241M net inflows for third week, led by BlackRock's $450M surge

US spot Bitcoin ETFs attracted $241 million in net inflows for the week ending October 2, 2026, marking the third consecutive week of positive inflows. BlackRock's iShares Bitcoin Trust (IBIT) led with $450 million, significantly outperforming other ...

Market News
Bullish
4 hours ago
Service Properties Trust raises $500M equity to manage debt, shares drop 39%, upgrades to Hold amid high leverage risks

Service Properties Trust raises $500M equity to manage debt, shares drop 39%, upgrades to Hold amid high leverage risks

Service Properties Trust raised $500 million through equity to address near-term debt maturities, which caused significant shareholder dilution and a 39% drop in share price. Although the company raised its normalized FFO guidance to $124–$144 millio...

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Bearish
4 hours ago
Zcash tests NU7 upgrade to speed up blocks and change fee distribution before Nov 5 mainnet launch

Zcash tests NU7 upgrade to speed up blocks and change fee distribution before Nov 5 mainnet launch

Zcash started testing its NU7 upgrade on the public testnet on October 4, aiming to reduce block times from 75 to 25 seconds and introduce a new fee distribution system. The upgrade allocates 40% of transaction fees to miners and 60% to a reserve for...

Protocol Fundamentals
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4 hours ago
Zcash cuts block time to 25 seconds on testnet ahead of November mainnet upgrade

Zcash cuts block time to 25 seconds on testnet ahead of November mainnet upgrade

Zcash has activated its NU7 upgrade on the public testnet, reducing the targeted block time from 75 seconds to 25 seconds. This change aims to speed up transaction processing, benefiting exchanges, wallets, and merchants by shortening confirmation wa...

Protocol Fundamentals
Bullish
4 hours ago
MediaAlpha shares rise on strong Q2 growth and raised Q3 outlook despite some risks.

MediaAlpha shares rise on strong Q2 growth and raised Q3 outlook despite some risks.

MediaAlpha reported a 26% revenue increase in Q2 and raised its Q3 guidance, targeting $90-100 million free cash flow by 2026. Despite concerns like CFO turnover and insider selling, the company’s valuation at 6.1x 2026 EBITDA suggests a favorable ri...

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Bullish
4 hours ago
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