OKX has introduced a new loan service in Europe allowing customers to borrow USDC against crypto collateral with no fixed repayment term. Borrowers can access up to 80% of the collateral value from over 40 assets, with VIP clients able to borrow up to 3.25 million USDC. The loans charge a variable hourly interest rate of about 2% annually, and borrowers can repay at any time. The service excludes MiCA client asset protections and allows collateral liquidation if loan conditions are breached. This product targets long-term crypto holders who want cash access without selling their assets, supporting uses like trading, payments, and investing within OKX's platform.
The new USDC loan service by OKX offers flexible borrowing options against crypto collateral, complementing the current market environment where USDC trades at Rp17,872 on Pluang. As of Oct 10, 2026 02:42 WIB, USDC shows a slight 0.12% decline in price. Pluang users hold USDC typically for 67 days, indicating a moderate-term interest in stablecoin assets amid evolving crypto finance products.
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