Nu Holdings reports strong 40%+ revenue growth and 30%+ ROE with efficient AI-driven model.

Nu Holdings has achieved over 40% revenue growth and a return on equity exceeding 30%, supported by a highly efficient AI-driven digital banking model. The company serves 135 million customers and is expanding its presence in Mexico and Colombia, benefiting from product penetration and customer cohort maturation. Trading at a forward P/E of 13.6 and a share price of $15, Nu Holdings offers a significant margin of safety compared to intrinsic value estimates near $27. This positions the company well for continued growth and profitability in the competitive digital banking space.