SoFi Technologies, which went public via SPAC in 2021, has transformed from a student loan refinancing firm into a digital bank offering lending, brokerage, crypto trading, and stablecoins. Despite a turbulent stock history marked by a 79% drop after its debut, SoFi reported a 38% revenue increase in FY2025 and record loan originations in early 2026. The company’s growth prospects look promising with a strong deposit base and cross-selling success, but risks remain from credit losses and market volatility. Investors are advised to consider a long-term horizon of at least three years due to stock volatility and economic uncertainties.
SoFi Technologies has declined about 30% year-to-date after two disappointing earnings reports in 2026, underperforming both the fintech sector and the broader market. Investors are looking to the Q2 earnings announcement on July 29 for signs of reco...
With the Federal Reserve expected to keep interest rates steady, high-yield savings accounts are offering attractive returns up to 4.50% APY in mid-2026. Online banks continue to compete aggressively, keeping rates well above the national average of ...
In 2026, high-yield savings accounts (HYSAs) are offering attractive interest rates up to 4.50% APY, far above the national average of around 0.38%. Despite recent Federal Reserve rate cuts and holds, many online banks maintain competitive rates to a...
