Lufax shows deep value with equity nearly 9x its share price amid regulatory challenges.

Lufax, a Chinese microfinance and consumer loan company, faces losses due to regulatory tightening and liquidity shocks, trading at a fraction of its tangible book value. Despite these challenges, its tangible equity is nearly nine times its current share price, indicating significant undervaluation. Backed by parent company Ping An and having addressed internal control issues, Lufax is positioned for a potential resumption of trading on the Hong Kong stock exchange. While near-term losses may continue, there is an expected threefold upside in two years as regulatory and operational risks ease.

As of Sep 23, 2026 20:03 WIB, Lufax Holding Ltd (LU) is trading at USD 1.17 on Pluang, showing a 1.74% increase in the last day. The stock has a market capitalization of $2.41 billion and an enterprise value of $60.01 billion, with a typical hold time of 18 days among Pluang investors. Buy orders slightly outweigh sell orders at 59% to 41%, indicating moderate buying interest in the stock.