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XRP Ledger adds native credit and privacy tools, enabling direct DeFi access for all XRP holders.

Protocol Fundamentals
25 Aug 2026
UToday
View Source
Bullish
pluang ai news

The XRP Ledger is introducing native lending and privacy features through new amendments, allowing both retail and institutional investors to access decentralized finance (DeFi) services directly without intermediaries. These upgrades include encrypted transactions, permission delegation for secure trading, and institutional lending pools backed by Ripple's RLUSD stablecoin. For XRP holders, this means new opportunities to earn interest, access liquidity, and complete compliance checks with enhanced privacy. This shift aims to unify retail and institutional users on the same platform with improved security and efficiency.

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