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Standard Chartered projects XRP at $28 by 2030, but key gains hinge on uncertain US legislation and ETF inflows.

Market News
21 Jul 2026
Crypto news
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Neutral
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Standard Chartered analyst Geoffrey Kendrick forecasts XRP rising from about $1.10 today to $28 by 2030, contingent on the passage of the CLARITY Act and spot ETF inflows exceeding $4 billion. The near-term target of $2.80 by 2026 requires only a market recovery, but higher price targets depend heavily on US Senate approval of crypto legislation, which currently has a one-in-three chance of passing in 2026. ETF inflows have significantly slowed, casting doubt on the roadmap's mid-term targets. XRP holders effectively own a position tied to legislative outcomes rather than purely market factors, making the price targets conditional and uncertain. Investors should monitor the Senate's legislative calendar, ETF inflow trends, and Ripple's institutional developments for future price catalysts.

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