The XRP Ledger is progressing toward implementing native lending and confidential token transfers, with 19 validators supporting the LendingProtocol and 22 backing ConfidentialTransfer as of October 15. However, both remain below the 29 votes needed for activation. These upgrades would enable fixed-term loans and privacy for multi-purpose tokens, appealing to institutional users. The network requires over 80% validator approval for two weeks to activate these features, so further support is needed before they become operational.
The XRP Ledger's new lending and privacy features are approaching validator approval. For readers following cryptocurrency markets, here is Pluang's market snapshot as of Oct 15, 2026 18:51 WIB: out of 50 major cryptocurrencies, 4 rose and 45 fell. Notable movers include COTI at Rp198 with a -9.08% change and 57% sell activity, MANA at Rp1.516 with -9.06% change and 86% buy activity, and SNX at Rp3.886 with -8.84% change and 100% buy activity.
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