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Experian launches new agency using cash flow data to boost credit underwriting accuracy and approvals.

Market News
06 Oct 2026
PYMNTS
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Bullish
Experian launches new agency using cash flow data to boost credit underwriting accuracy and approvals.

Experian has introduced the Experian Cashflow Data Bureau, a new consumer reporting agency that uses consumer-permissioned cash flow data to improve credit underwriting decisions. Operating under the Fair Credit Reporting Act, this bureau combines cash flow insights with traditional credit data to increase predictive accuracy by up to 40% and boost loan approvals by up to 25% without raising risk. This approach helps lenders better assess financial health, especially for consumers with limited credit history, by analyzing actual income and spending patterns. The move aims to enable more informed lending decisions and expand access to financial products for consumers.

Experian's launch of a new credit reporting agency is notable for readers interested in financial innovation. For readers following the Financials sector, here is Pluang's market snapshot as of Oct 07, 2026 03:11 WIB: out of 85 priced Financials-sector US stocks, 44 rose and 39 fell. Notable movers include OXLC at USD 8.68 with a 1-day change of -2.80%, BCS at USD 23.63 down 2.64%, and PYPL at USD 54.18 up 2.61%.

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