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Equifax expands open banking with Mastercard Open Finance to enhance credit access using cash flow data.

Market News
16 Oct 2026
PRNewsWire
View Source
Bullish
Equifax expands open banking with Mastercard Open Finance to enhance credit access using cash flow data.

Equifax has expanded its open banking solutions by integrating consumer-permissioned financial insights from Mastercard Open Finance. This collaboration allows lenders and fintechs to use detailed cash flow data alongside Equifax credit data to better assess creditworthiness, especially for the 76.1 million U.S. consumers with limited or no credit history. The new offerings include Cashflow Analytics, Payment Risk Insights, and Transaction Reports, which provide actionable financial data to improve lending decisions and broaden credit access. This partnership aims to give financial institutions flexibility in choosing data providers and streamline credit approvals across various loan products.

Equifax's expansion of cash flow data solutions provides context for financial sector activity. For readers following Financials, here is Pluang's market snapshot as of Oct 16, 2026 18:11 WIB: out of 142 priced US Financials stocks, 91 rose and 41 fell. The Travelers Companies Inc. (TRV) dropped 4.66% to USD 366.00 with a typical hold time of 7 days, Truist Financial Corporation (TFC) fell 2.06% to USD 45.61 also held typically for 7 days, while Bit Digital Inc (BTBT) gained 1.85% to USD 1.10 with a longer typical hold time of 13 days and a near-even buy/sell order split.

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