Instead of following the traditional 4% withdrawal rule for a $1 million retirement portfolio, four ETFs—JEPQ, QQQI, PFF, and VOO—provide a strategy to generate higher income without selling shares. JEPQ and QQQI use options strategies on Nasdaq-100 stocks to deliver monthly income yields above 8% and 13%, respectively, while PFF offers steady preferred stock income around 6-7%. VOO serves as the growth anchor, preserving purchasing power over 25-30 years with strong long-term returns. Together, these ETFs balance income generation and growth, helping retirees maintain spending power and portfolio value over decades.
Six popular income ETFs have raised their payouts faster than inflation over the past year, with the NEOS Nasdaq-100 High Income ETF (QQQI) leading by increasing its trailing payout by about 12.4% and offering a 14.95% yield. Unlike its competitor JP...
Three covered call ETFs—JPMorgan Nasdaq Equity Premium Income (JEPQ), ProShares S&P 500 High Income (ISPY), and Global X Nasdaq 100 Covered Call (QYLD)—provide monthly income but differ in how they balance premium income and equity growth. JEPQ offer...
The JPMorgan Nasdaq Equity Premium Income ETF (JEPQ) has become more attractive than its sister fund JEPI due to changes in yield spread, valuation, and dividend yield. Rising interest rates pushed JEPI's yield spread below historical averages, while...
