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Credit card balances overdue by 90 days have nearly doubled since 2022, while new delinquencies remain steady.

Market News
27 Aug 2026
Reuben Gregg Brewer
View Source
Neutral
Credit card balances overdue by 90 days have nearly doubled since 2022, while new delinquencies remain steady.

Since 2022, the amount of credit card debt that is 90 days overdue has almost doubled, indicating growing financial stress among borrowers. However, the rate of new delinquencies has not increased, suggesting that while existing overdue balances are worsening, new cases are stable. This trend could signal challenges for lenders and consumers in managing long-term debt. Monitoring these patterns will be important for understanding future credit risk and economic health.

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