A new working paper from the Bank for International Settlements (BIS) shows that rising bank deposit rates in the U.S. predict slower growth in the stablecoin market from 2019 to 2025. The effect is stronger for Circle's USDC than Tether's USDT, likely due to USDC's closer ties to U.S. users. The study suggests banks can influence stablecoin adoption through deposit pricing, which may help them retain customers. The authors also highlight regulatory considerations about whether stablecoin issuers should pay interest and hold reserves in bank deposits, a topic currently debated in Washington amid new legislation like the GENIUS Act.
While the BIS paper highlights banks' influence on stablecoin adoption, Tether's USDT remains stable on Pluang at Rp17.898 with no 1-day price change as of Oct 18, 2026 20:21 WIB. USDT's market cap of Rp3.311,44 trillion contrasts with its 24-hour trading volume of Rp661,48 trillion, showing significant liquidity compared to its circulating supply of 183.7 billion USDT. This stability and trading activity provide a backdrop to the regulatory and market dynamics discussed in the report.
XRP accounted for the largest share of domestic crypto trading at 15.99%, with STX showing the highest domestic trading intensity relative to its global presence, at 46.24 times higher. Other tokens like ONDO and WLD also had significantly higher dom...
AIsa, an AI infrastructure startup, announced it has raised over $9 million in cumulative funding after Tether and HIVEN joined a seed extension round. The company connects AI agents to external data and services while managing usage, billing, and sp...
Businesses accepting Tether USD (USDT) on the TRON blockchain face network costs that vary based on Energy and Bandwidth consumption during transactions. Energy covers contract execution and has no free allocation, while Bandwidth covers transaction ...
As of October 17, Tether (USDT) and USD Coin (USDC) together accounted for 84.7% of the $302.5 billion stablecoin market, with a combined market cap of $256.1 billion. USDT held $183.4 billion, while USDC was valued at $72.7 billion. Other stablecoin...
Saber Money has received undisclosed investments from Tether and CMCC Global’s Titan Fund to support its expansion in Asia-Pacific and Gulf regions. The funds will help Saber obtain local licenses and banking partnerships to improve international bus...
