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Many married and divorced Americans miss out on Social Security spousal benefits worth up to 50% of a partner’s benefit.

Others
24 Sep 2026
247 Wallst
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Neutral
Many married and divorced Americans miss out on Social Security spousal benefits worth up to 50% of a partner’s benefit.

Millions of married and divorced Americans may not realize they can claim Social Security spousal benefits without needing their own work credits. These benefits can be up to 50% of a spouse's full retirement age benefit, providing a significant income boost for those with limited work history. Key rules include needing the spouse to file first if married, but not if divorced, and no extra credits for delaying spousal claims beyond full retirement age. Understanding these rules can greatly improve retirement income planning.

The Social Security spousal rule is the subject here, with Pluang's market data providing context for financial sector activity. For readers following Financials, here is Pluang's market snapshot as of Sep 24, 2026 16:21 WIB: out of 85 priced US Financials stocks, 30 rose and 48 fell. Notable movers include COIN at USD 193.80 with a -2.19% change and 67% sell order activity, MFC at USD 44.54 with a +2.16% change and 100% buy order activity, and HOOD at USD 120.09 with a -2.13% change and 67% sell order activity.

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