Five dividend stocks offer safe, growing retirement income above or near Treasury yields.

Investors lose up to 24% tax on dividends in taxable accounts; Roth IRAs keep dividends tax-free.

Investors in the 24% federal tax bracket can lose up to $2,400 per $10,000 of dividends annually in taxable brokerage accounts, while Roth IRAs allow dividends to grow tax-free. A $500,000 portfolio split among four dividend-paying stocks shows a $5,...