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Top 3 US savings accounts offer APYs up to 4.10% in 2026, far above the national average of 0.38%.

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26 Aug 2026
Fool - Investing News
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In 2026, some US savings accounts are offering annual percentage yields (APYs) significantly higher than the national average of 0.38%. Happen Bank LevelUp Savings provides a 4.00% APY with a $250 monthly deposit requirement, while SoFi Checking and Savings offers up to 3.80% APY with direct deposit and a welcome bonus. CIT Platinum Savings targets larger balances with a promotional APY of 4.10% for six months on balances over $5,000. These accounts combine high yields with features like no fees, ATM access, and easy online management, making them attractive options for savers looking to maximize returns on their emergency funds or savings.

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