
Investors who missed the AI rally led by NVIDIA can still participate safely through diversified ETFs like Global X AIQ, VanEck SMH, and Invesco QQQ. These funds spread risk across multiple companies in the AI ecosystem, from chipmakers to tech giants, reducing the danger of relying on one stock. AIQ offers broad global AI exposure, SMH focuses on semiconductor makers essential for AI, and QQQ provides stability with large, established tech firms. Near-retirees should consider these ETFs as part of a balanced portfolio alongside bonds and dividend stocks to manage volatility while capturing AI growth potential.