
Investing $250,000 equally in three NEOS options-income ETFs focused on large-cap, Nasdaq-100, and small-cap stocks could generate around $2,800 monthly in distributions. These ETFs offer higher monthly payouts than traditional dividend stocks but carry risks such as potential capital loss and non-guaranteed distributions. They also feature tax-efficient return of capital distributions that defer taxes until shares are sold. Investors should consider these ETFs as a higher-risk portion of a diversified retirement portfolio alongside safer assets to balance income and capital preservation.