How many types of balances does Pluang have?
As of August 2026, Pluang has three balance types — IDR, USD, and Crypto — each divided into sub-wallets serving different asset classes, seven sub-wallets in total. IDR balances cover Crypto Spot, Gold and Indonesian Stocks, and include your RDN, the segregated account required for Indonesian stock trading. USD balances cover US Stocks and Options, split between your standard USD Balance and the separate USD Margin wallet used for leveraged positions. Crypto balances hold your spot crypto assets and your Crypto Futures margin. Each sub-wallet is funded and used independently, so money sitting in one is not automatically available to another — converting funds or topping up the right wallet is the step that makes a given asset class tradable for you.
IDR Balances (3 sub-wallets):
| Sub-wallet | Used for |
|---|---|
| IDR Crypto Balance | Crypto Spot transactions and IDR→USD conversion |
| IDR Balance | Gold transactions and IDR→USD conversion |
| RDN (Rekening Dana Nasabah) | Indonesian Stock transactions only |
USD Balances (2 sub-wallets):
| Sub-wallet | Used for |
|---|---|
| USD Balance | US Stocks and Options transactions |
| USD Margin | Leveraged US Stock transactions |
Crypto Balances (2 sub-wallets):
| Sub-wallet | Used for |
|---|---|
| Crypto Balance | Accumulated total of the Crypto Spot assets you hold. As of 31 August 2026, USDT is shown separately as cash under Saldo USDT rather than counted here |
| USDT Margin Account | USDT margin used for Crypto Futures transactions. As of 31 August 2026 the balance is presented in two parts: margin backing open positions counts as Invested Amount, and the remainder shows as cash under Saldo USDT |
Related questions:
Q: What is the IDR Crypto Balance on Pluang?
The IDR Crypto Balance is an IDR sub-wallet used for Crypto Spot transactions and IDR-to-USD conversions. It can be topped up via Virtual Account, e-wallet, or QRIS.
Q: What is an RDN on Pluang?
An RDN (Rekening Dana Nasabah) is a mandatory segregated cash account required to trade Indonesian Stocks. It is opened in your name through Pluang's licensed partner entities.
Q: Can I use my IDR Balance to buy US Stocks?
No. To buy US Stocks, you need a USD Balance. You can convert IDR to USD via the conversion feature in the Pluang app.
Q: How many wallets does Pluang have in total?
Pluang has 7 sub-wallets in total: IDR Crypto Balance, IDR Balance, RDN, USD Balance, USD Margin, Crypto Balance, and USDT Margin Account.