How Do I Make a Profit From Crypto Investing on Pluang?
You make a profit from crypto investing on Pluang when you sell a coin for more than your average buying price — the difference between the two, multiplied by the units you sell, is your realized gain, expressed in IDR because spot crypto trades in Rupiah. Until you sell, any increase is an unrealized (paper) gain that can still change; it only becomes real once the sell order completes. Two things sit between the price move and the money you keep: your average buying price, which is the weighted-average cost of everything you have bought of that coin, and the costs of transacting — the trading fee plus applicable taxes. Because crypto is volatile, profit is never guaranteed and a loss is equally possible: if you sell below your average buying price, the difference is a realized loss. This is general information, not investment advice.
How crypto profit works:
- The core formula: realized gain = (selling price − average buying price) × units sold; only "realized" once you actually sell.
- Average buying price: the weighted-average cost of all your purchases of that coin, shown on the asset's page in your Portfolio; buying more re-weights it.
- Unrealized vs realized: before you sell, a gain or loss is unrealized and moves with the market; selling locks it in.
- Costs reduce net profit: Pluang's crypto trading fee is currently 0% (promotional rate), but mandatory taxes still apply — VAT of 0.11% on buys and PPh of 0.1% on sells.
- No fixed or guaranteed return: prices move with the market — no interest or promised yield, and past performance does not predict the future.
- Not investment advice: this explains the mechanics only; invest only what you can afford to risk.
Promotional rate — valid for a limited period. Check the Pluang app for the current trading fee rate and applicable terms.
Related questions:
Q: Is crypto profit guaranteed on Pluang?
No. Prices fluctuate with the market, so there is no fixed or promised return — no interest accrues for holding. Gains and losses depend entirely on price movement between your purchase and sale. Selling above your average buying price realizes a gain; selling below realizes a loss. Only invest an amount you are comfortable putting at risk.
Q: How is my average buying price calculated?
It is the weighted-average cost of every purchase of that specific coin, shown on the asset's page in your Portfolio. Each new buy at a different price re-weights the average. It matters because it is the benchmark your sale is measured against — above it is a realized gain, below it a realized loss.
Q: Do fees and taxes affect how much profit I actually keep?
Yes. Net profit is the price gain minus the cost of transacting. Pluang's crypto trading fee is currently 0% as a promotional rate, and mandatory taxes still apply regardless: 0.11% VAT on buys and 0.1% PPh on sells. Factor these into your take-home, and check the app for the current fee rate and terms.
Q: Can I lose money investing in crypto on Pluang?
Yes. Selling below your average buying price is a realized loss, and transaction costs can add to it. Crypto is highly volatile, so any coin can fall as easily as rise, with no guaranteed return to fall back on. Invest only what you can afford to lose.
Q: Where can I track my crypto profit or loss?
Open the Portfolio page in the Pluang app. It shows both unrealized profit/loss (current paper value versus cost) and realized profit/loss (from coins already sold), per asset, along with your average buying price for each coin — the reference point every future sale is measured against.