How Do I Make a Profit From Crypto Investing on Pluang?
You make a profit from crypto investing on Pluang when you sell a coin for more than your average buying price — the difference between the two, multiplied by the units you sell, is your realized gain, expressed in IDR because spot crypto trades in Rupiah. Until you sell, any increase is an unrealized (paper) gain that can still change; it only becomes real once the sell order completes. Two things sit between the price move and the money you keep: your average buying price, which is the weighted-average cost of everything you have bought of that coin, and the costs of transacting — the trading fee plus applicable taxes — which come out of the round trip. Because crypto is volatile, profit is never guaranteed and a loss is equally possible: if you sell below your average buying price, the difference is a realized loss. This is general information, not investment advice.
- The core formula. Realized gain = (selling price − average buying price) × units sold. A positive result is a profit; a negative one is a loss. It is only "realized" once you actually sell.
- Average buying price. This is the weighted-average cost of all your purchases of that coin, shown on the asset's page in your Portfolio. Buying more at different prices re-weights this figure, which is the benchmark every sale is measured against.
- Unrealized vs realized. Before you sell, a gain or loss is unrealized — it moves with the market and is not locked in. Selling converts it to a realized gain or loss. The Portfolio page shows both so you can track each coin.
- Costs reduce net profit. Your take-home is the price gain minus the cost of transacting. Pluang's crypto trading fee is currently 0% (promotional rate), but mandatory taxes still apply — VAT of 0.11% on buys and PPh of 0.1% on sells — so factor these into any profit calculation.
- No fixed or guaranteed return. Crypto prices move with the market, so there is no interest, coupon, or promised yield — value can rise or fall between your purchase and your sale, and past performance does not predict future results.
- Not investment advice. This explains the mechanics of how gains and losses arise; it is not a recommendation to buy, sell, or hold any coin. Invest only what you can afford to risk.
> Promotional rate — valid for a limited period. Check the Pluang app for the current trading fee rate and applicable terms.
Related questions:
Q: Is crypto profit guaranteed on Pluang?
No. Crypto prices fluctuate with the market, so there is no fixed, promised, or guaranteed return — no interest or coupon accrues simply for holding. Both gains and losses depend entirely on price movement between your purchase and your sale. If the price rises above your average buying price and you sell, you realize a gain; if it falls below and you sell, you realize a loss. Only invest an amount you are comfortable putting at risk.
Q: How is my average buying price calculated?
It is the weighted-average cost of every purchase you have made of that specific coin, and you can see it on the asset's page inside your Portfolio. Each new buy at a different price re-weights the average based on the units and prices involved. This figure matters because it is the benchmark your sale is measured against — selling above it produces a realized gain, and selling below it produces a realized loss.
Q: Do fees and taxes affect how much profit I actually keep?
Yes. Your net profit is the price gain minus the cost of transacting. Pluang's crypto trading fee is currently 0% as a promotional rate, not a permanent one, and mandatory taxes still apply regardless: VAT of 0.11% on buy transactions and PPh of 0.1% on sell transactions. Because these are part of the round trip, factor them in when you estimate your take-home, and check the app for the current fee rate and terms.
Q: Can I lose money investing in crypto on Pluang?
Yes. If you sell a coin below your average buying price, the difference is a realized loss, and transaction costs can add to it. Because crypto is highly volatile, the value of any coin can fall as easily as it can rise, and there is no guaranteed return to fall back on. This is why the standard guidance is to invest only what you can afford to lose and to understand that both outcomes are genuinely possible.
Q: Where can I track my crypto profit or loss?
Open the Portfolio page in the Pluang app, which shows both your unrealized profit/loss (the current paper value versus your cost) and your realized profit/loss (from coins you have already sold), broken down per asset. This gives you a clear picture of how each holding is performing and what your average buying price is for each coin — the reference point every future sale will be measured against.