Flagstar Bank NA vs Toronto-Dominion Bank — how do they compare? Flagstar Bank NA trades at $15.36 (market cap $6.26B), while Toronto-Dominion Bank trades at $124.45 (market cap $203.96B). The key difference: Toronto-Dominion Bank is far larger — about 32.6× Flagstar Bank NA's market cap, and Toronto-Dominion Bank pays the higher dividend (2.53%). Which is the better fit depends on your goals.
| FLG | TD | |
|---|---|---|
Market Cap | $6.26B | $203.96B |
Sector | Financials | Financials |
52-Week High | $15.28 | $124.80 |
52-Week Low | $10.72 | $72.55 |
Dividend Yield | 0.27% | 2.53% |
Signals from Pluang's Aura AI — not financial advice
FLG trades at $15.285, up 2.17% today, with a bullish technical signal from moving averages and a consensus analyst price target of $17.05. Recent earnings beat expectations in Q4 2025 and Q1 2026, though the company remains unprofitable on an annual basis with a net income margin of -2.71% in 2026. Positive developments include a proprietary technology transformation and a recent dividend declaration.
The outlook is cautiously optimistic, supported by analyst buy ratings and improving fundamentals, but risks include persistent negative profitability and high interest expenses. Upside is tied to continued execution on the turnaround and future earnings growth.
Toronto-Dominion Bank (TD) trades at $122.88, up 1.87% with a bullish technical signal. The stock shows strong fundamentals with three consecutive quarterly earnings beats and a 33.5% net income margin in 2025. Analyst consensus is bullish with a $153 price target, representing 24.5% upside potential. Recent news highlights dividend increases and AI-driven operational improvements.
TD presents a compelling investment case with strong profitability, consistent earnings growth, and positive analyst sentiment. Key risks include high debt levels with a 22.1 debt-to-asset ratio and potential economic sensitivity as a major bank. The stock's current valuation at 20.8 P/E appears reasonable given growth prospects and dividend yield.
Trailing returns across standard periods
Flagstar Bank is a prominent US financial institution and a subsidiary of New York Community Bancorp. It provides commercial banking, mortgage services, and diverse personal finance products.
Read more on FLG →Toronto-Dominion is one of Canada's two largest banks and operates three business segments: Canadian retail banking, U.S. retail banking, and wholesale banking. The bank's U.S. operations span from Maine to Florida, with a strong presence in the Northeast. It also has a 13% ownership stake in Charles Schwab.
Read more on TD →