Flagstar Bank NA vs PulteGroup, Inc. — how do they compare? Flagstar Bank NA trades at $15.35 (market cap $6.26B), while PulteGroup, Inc. trades at $127.23 (market cap $23.89B). The key difference: PulteGroup, Inc. is far larger — about 3.8× Flagstar Bank NA's market cap, and PulteGroup, Inc. pays the higher dividend (0.83%). Which is the better fit depends on your goals.
| FLG | PHM | |
|---|---|---|
Market Cap | $6.26B | $23.89B |
Sector | Financials | Consumer Cyclical |
52-Week High | $15.28 | $142.56 |
52-Week Low | $10.72 | $108.65 |
Dividend Yield | 0.27% | 0.83% |
Enterprise Value | — | $23.84B |
Signals from Pluang's Aura AI — not financial advice
FLG trades at $15.285, up 2.17% today, with a bullish technical signal from moving averages and a consensus analyst price target of $17.05. Recent earnings beat expectations in Q4 2025 and Q1 2026, though the company remains unprofitable on an annual basis with a net income margin of -2.71% in 2026. Positive developments include a proprietary technology transformation and a recent dividend declaration.
The outlook is cautiously optimistic, supported by analyst buy ratings and improving fundamentals, but risks include persistent negative profitability and high interest expenses. Upside is tied to continued execution on the turnaround and future earnings growth.
PulteGroup (PHM) trades at $124.56, showing modest daily gains. The stock presents a mixed picture with a bullish overall technical signal but recent earnings misses. Fundamentally, the company maintains solid profitability with a 12.14% net margin and 16.18% ROE, though revenue and margins have softened from 2024 peaks. Recent news highlights concerns over mortgage rates pressuring demand, while the company continues community expansion.
The outlook is cautiously optimistic. A consensus price target of $145.20 suggests ~17% upside, supported by a reasonable P/E of 12.13. However, risks are elevated from high mortgage rates compressing margins and weaker underlying home demand, as noted in recent analyst coverage. The investment case hinges on the company's ability to navigate a challenging housing market while maintaining profitability.
Trailing returns across standard periods
Flagstar Bank is a prominent US financial institution and a subsidiary of New York Community Bancorp. It provides commercial banking, mortgage services, and diverse personal finance products.
Read more on FLG →PulteGroup Inc is one of the largest homebuilders in the United States, operating in 40 markets across 23 states. The company mainly builds single-family detached homes (85% of unit sales) and offers products to entry-level, move-up, and active-adult buyers. PulteGroup offers homebuyers mortgage financing and title agency services through its financial services segment. The company is headquartered in Atlanta.
Read more on PHM →