Investment
Features
FeesSafety
Academy
More
Pluang+

Compare First Citizens BancShares Inc (FCNCA) vs Western Union Co (WU) Price & Performance

First Citizens BancShares IncTrade
Western Union CoTrade

Price performance (Past 24H)

Key statistics

First Citizens BancShares Inc vs Western Union Co — how do they compare? First Citizens BancShares Inc trades at $2,170.41 (market cap $23.76B), while Western Union Co trades at $8.36 (market cap $2.51B). The key difference: First Citizens BancShares Inc is far larger — about 9.5× Western Union Co's market cap, and Western Union Co pays the higher dividend (11.69%). Which is the better fit depends on your goals.

FCNCAWU
Market Cap
$23.76B$2.51B
Sector
Sector/ThematicTechnology
52-Week High
$2.20K$10.28
52-Week Low
$1.64K$7.04
Dividend Yield
0.41%11.69%
Enterprise Value
$2.21B

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

First Citizens BancShares Inc

First Citizens BancShares (FCNCA) trades at $2,166.64, up 5.06% today, with a neutral technical signal and bullish moving averages. The company reported strong Q1 2026 earnings of $44.86 per share, beating estimates, and maintains a solid net income margin of 24.35%. Recent news includes a planned rebranding of Silicon Valley Bank and expansion of commercial banking capabilities.

Outlook remains stable with consistent revenue near $9.3B and profit growth. Risks include margin pressure and credit trends, but analyst consensus is a $2,320 price target with a hold-heavy rating. The stock presents a value opportunity with a low P/E of 11.94, though investor sentiment is cautious amid sector challenges.

Western Union Co

Western Union (WU) trades at $8.275, up 5.01% in the last session, with a bullish technical signal from moving averages. The stock shows strong profitability with a 10.88% net income margin and 47.66% ROE, though recent Q1 2026 earnings missed expectations. Valuation ratios appear attractive with a P/E of 5.91 and P/S of 0.64. Recent developments include a partnership with Total Wireless for fee-free money transfers and progress on the Intermex acquisition, enhancing digital reach.

Outlook is mixed: low valuations and dividend yield near 5.8% offer value, but declining revenue from $4.5B in 2022 to $4.0B projected for 2026 poses growth concerns. Risks include high debt levels and competitive pressures. Analysts are cautious with a consensus hold rating and $7.50 price target below the current price, indicating limited upside potential amid execution challenges.

Returns comparison

Trailing returns across standard periods

About First Citizens BancShares Inc

First Citizens BancShares is a major US regional bank providing diverse financial services. It recently expanded significantly by acquiring the assets and liabilities of Silicon Valley Bank.

Read more on FCNCA

About Western Union Co

Western Union provides domestic and international money transfers through its global network of about 500,000 outside agents. It is the largest money transfer company in the world and one of only a few companies with a truly global agent network.

Read more on WU