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Compare First Citizens BancShares Inc (FCNCA) vs Paycom Software Inc (PAYC) Price & Performance

First Citizens BancShares IncTrade
Paycom Software IncTrade

Price performance (Past 24H)

Key statistics

First Citizens BancShares Inc vs Paycom Software Inc — how do they compare? First Citizens BancShares Inc trades at $2,249.28 (market cap $24.84B), while Paycom Software Inc trades at $211 (market cap $9.62B). The key difference: First Citizens BancShares Inc is far larger — about 2.6× Paycom Software Inc's market cap, and Paycom Software Inc pays the higher dividend (0.7%). Which is the better fit depends on your goals.

FCNCAPAYC
Market Cap
$24.84B$9.62B
Sector
Sector/ThematicTechnology
52-Week High
$2.25K$233.89
52-Week Low
$1.64K$113.59
Dividend Yield
0.38%0.7%
Enterprise Value
$10.41B

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

First Citizens BancShares Inc

First Citizens BancShares (FCNCA) trades at $2,218.49, down 0.85% on the day, with strong technical indicators showing a bullish trend. The company demonstrates solid fundamentals with a P/E of 11.98, net income margin of 25.23%, and consistent earnings beats in recent quarters. Recent business developments include expansion of working capital finance services and strategic leadership appointments to drive growth across central U.S. markets.

FCNCA presents a mixed outlook with strong profitability metrics and positive earnings momentum offset by cautious analyst sentiment (81.82% hold rating). The stock trades below consensus price target of $2,310, offering potential upside, though risks include contracting net interest margins and elevated uninsured deposits at 38.3% of total deposits.

Paycom Software Inc

Paycom Software (PAYC) trades at $214.94, down 0.48% on the day, with a bullish technical signal supported by moving averages. The stock exhibits strong fundamentals, including a 22.78% net income margin and consistent earnings beats, most recently with Q2 2026 EPS of $2.78 versus $2.38 expected. Recent news highlights AI-driven demand and raised 2026 guidance, fueling positive sentiment.

Outlook remains favorable due to robust profitability and growth initiatives, though risks include high valuation multiples and competitive pressures. Analyst consensus is mixed with a $219.22 price target, suggesting modest upside potential from current levels amid balanced buy/hold ratings.

Returns comparison

Trailing returns across standard periods

Top news

Latest headlines on both assets

About First Citizens BancShares Inc

First Citizens BancShares is a major US regional bank providing diverse financial services. It recently expanded significantly by acquiring the assets and liabilities of Silicon Valley Bank.

Read more on FCNCA

About Paycom Software Inc

Paycom is a fast-growing provider of payroll and human capital management, or HCM, software primarily targeting clients with 50-10,000 employees in the United States. Paycom was established in 1998 and services about 18,000 clients as of 2021, based on parent company grouping. Alongside its core payroll software, Paycom offers various HCM add-on modules, including time and attendance, talent management, and benefits administration.

Read more on PAYC