Compare First Citizens BancShares Inc (FCNCA) vs Paycom Software Inc (PAYC) Price & Performance
Price performance (Past 24H)
Key statistics
Key statistics
First Citizens BancShares Inc vs Paycom Software Inc — how do they compare? First Citizens BancShares Inc trades at $2,172.02 (market cap $23.76B), while Paycom Software Inc trades at $152.54 (market cap $6.75B). The key difference: First Citizens BancShares Inc is far larger — about 3.5× Paycom Software Inc's market cap, and Paycom Software Inc pays the higher dividend (1.04%). Which is the better fit depends on your goals.
| FCNCA | PAYC | |
|---|---|---|
Market Cap | $23.76B | $6.75B |
Sector | Sector/Thematic | Technology |
52-Week High | $2.20K | $238.80 |
52-Week Low | $1.64K | $113.59 |
Dividend Yield | 0.41% | 1.04% |
Enterprise Value | — | $7.36B |
Aura AI Summary
Signals from Pluang's Aura AI — not financial advice
Aura AI Summary
Signals from Pluang's Aura AI — not financial advice
First Citizens BancShares (FCNCA) trades at $2,133.72, up 3.47% on the day, with a neutral technical signal despite bullish moving averages. The company demonstrates strong fundamentals with a trailing P/E of 11.94 and consistent earnings beats, including a Q1 2026 EPS of $44.86 versus $39.56 expected. Recent strategic moves include plans to retire the Silicon Valley Bank brand and expand commercial banking capabilities in Q4 2026.
The outlook is supported by solid profitability with a 24.35% net income margin and a shareholder-friendly dividend. Key risks include margin pressure and credit risk exposure from the legacy SVB portfolio. Analyst consensus is cautious with an 81.82% hold rating, though the consensus price target of $2,320 suggests modest upside from current levels.
Paycom Software (PAYC) trades at $152.79, up 6.35% over 24 hours, with a bullish technical signal from moving averages and a consensus analyst price target of $151.00. Recent earnings beat expectations in Q4 2025 and Q1 2026, with revenue growing to $2.05 billion in 2025. The company maintains strong profitability, including a 22.44% net income margin and 37.15% ROE, while launching new tools like Asset Management to drive growth.
Outlook is cautiously optimistic, with potential upside to the $183.00 high target, supported by solid fundamentals and product innovation. Risks include competitive pressures in HCM software and reliance on steady revenue growth. Investors should weigh the stock's current valuation against earnings consistency and market sentiment.
Returns comparison
Trailing returns across standard periods
Returns comparison
Trailing returns across standard periods
About First Citizens BancShares Inc
First Citizens BancShares is a major US regional bank providing diverse financial services. It recently expanded significantly by acquiring the assets and liabilities of Silicon Valley Bank.
Read more on FCNCA →About Paycom Software Inc
Paycom is a fast-growing provider of payroll and human capital management, or HCM, software primarily targeting clients with 50-10,000 employees in the United States. Paycom was established in 1998 and services about 18,000 clients as of 2021, based on parent company grouping. Alongside its core payroll software, Paycom offers various HCM add-on modules, including time and attendance, talent management, and benefits administration.
Read more on PAYC →
