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Compare Expensify Inc (EXFY) vs SoFi Technologies Inc (SOFI) Price & Performance

Expensify IncTrade
SoFi Technologies IncTrade

Price performance (Past 24H)

Key statistics

Expensify Inc vs SoFi Technologies Inc — how do they compare? Expensify Inc trades at $2.4 (market cap $209.73M), while SoFi Technologies Inc trades at $18.18 (market cap $23.22B). The key difference: SoFi Technologies Inc is far larger — about 110.7× Expensify Inc's market cap, and Expensify Inc is trading nearer its 52-week high, SoFi Technologies Inc nearer its low. Which is the better fit depends on your goals.

EXFYSOFI
Market Cap
$209.73M$23.22B
Sector
TechnologyFinancials
52-Week High
$2.69$32.21
52-Week Low
$0.75$15.15
Enterprise Value
$149.35M

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Expensify Inc

No Aura AI signal available yet.

SoFi Technologies Inc

SOFI trades at $18.12, down 1.41% today, with a bullish technical signal and recent earnings beats. Revenue grew to $3.61B in 2025, with a net income margin of 14.78%. The stock is supported by strong member growth and a consensus price target of $19.50, though negative operating cash flow and high valuation ratios present challenges.

Outlook is cautiously optimistic with growth potential from digital banking expansion, but risks include persistent negative cash flow, competitive pressures, and sensitivity to interest rate changes. Analyst sentiment is mixed, with 33% buy ratings highlighting upside, while high P/E of 36.69 warrants caution for value-focused investors.

Returns comparison

Trailing returns across standard periods

Top news

Latest headlines on both assets

About Expensify Inc

Expensify Inc is a cloud-based expense management software platform that helps the smallest to the largest businesses simplify the way they manage money. More than 10 million people use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay, and travel booking in one app.

Read more on EXFY

About SoFi Technologies Inc

SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.

Read more on SOFI