Expensify Inc vs HSBC Holdings plc — how do they compare? Expensify Inc trades at $1.8 (market cap $170.21M), while HSBC Holdings plc trades at $100.57 (market cap $334.99B). The key difference: HSBC Holdings plc is far larger — about 1968.1× Expensify Inc's market cap, and HSBC Holdings plc pays a 3.73% dividend while Expensify Inc pays none. Which is the better fit depends on your goals.
| EXFY | HSBC | |
|---|---|---|
Market Cap | $170.21M | $334.99B |
Sector | Technology | Technology |
52-Week High | $2.33 | $100.46 |
52-Week Low | $0.75 | $61.30 |
Enterprise Value | $109.24M | — |
Dividend Yield | — | 3.73% |
Signals from Pluang's Aura AI — not financial advice
Expensify (EXFY) trades at $1.755, down 3.04% today, with a mixed technical picture showing bullish moving averages but neutral oscillators. The company reported Q1 2026 EPS of $0.04, beating expectations, but maintains negative profitability metrics with a -14.68% net income margin. Recent developments include AI-powered expense management expansions and a $25 million stock repurchase program, indicating strategic initiatives to drive growth.
The outlook remains cautious due to persistent unprofitability despite revenue stabilization around $140 million. Investment opportunities lie in operational efficiency gains and new product integrations, but risks include competitive pressure and the challenge of achieving sustainable profitability. Analyst sentiment is divided with equal buy/hold ratings, reflecting uncertainty about the company's turnaround potential.
HSBC trades at $100.05, up 0.81% on the day and near its 52-week high. The stock shows a bullish technical trend with strong moving average support. Fundamentally, the bank reported $22.29 billion net income in 2025 with a robust 30.81% net margin, though Q1 2026 earnings missed expectations. Recent news highlights strategic moves, including a potential Turkey exit and AI partnerships.
Outlook remains cautiously optimistic with a mixed analyst consensus (38.1% Buy). Key opportunities include efficiency gains from AI initiatives and a solid dividend. Risks involve execution of restructuring, regulatory penalties, and macroeconomic pressures on global banking.
Trailing returns across standard periods
Expensify Inc is a cloud-based expense management software platform that helps the smallest to the largest businesses simplify the way they manage money. More than 10 million people use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay, and travel booking in one app.
Read more on EXFY →HSBC is one of the world's largest banking and financial services organizations. It serves customers worldwide through four global businesses: Retail, Commercial, Global Banking, and Private Banking.
Read more on HSBC →