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Compare Capital One Financial Corp. (COF) vs Synchrony Financial (SYF) Price & Performance

Capital One Financial Corp.Trade
Synchrony FinancialTrade

Price performance (Past 24H)

Key statistics

Capital One Financial Corp. vs Synchrony Financial — how do they compare? Capital One Financial Corp. trades at $208.95 (market cap $126.46B), while Synchrony Financial trades at $74.05 (market cap $24.78B). The key difference: Capital One Financial Corp. is far larger — about 5.1× Synchrony Financial's market cap, and Synchrony Financial pays the higher dividend (1.63%). Which is the better fit depends on your goals.

COFSYF
Market Cap
$126.46B$24.78B
Sector
FinancialsFinancials
52-Week High
$257.94$88.47
52-Week Low
$176.10$63.78
Dividend Yield
1.56%1.63%

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Capital One Financial Corp.

Capital One Financial (COF) trades at $203.02, up 0.74% with a bullish technical signal from moving averages. The stock shows mixed earnings performance with recent misses but strong revenue growth to $53.43B in 2025. Analyst consensus remains positive with a $252.40 price target and 62.5% buy ratings, while the Discover integration presents significant expansion opportunities amid credit risk concerns.

COF offers potential upside from current levels with Wall Street optimism around the Discover acquisition, though investors face headwinds from rising delinquencies and margin compression. The stock's valuation at 62.44 P/E appears elevated relative to modest ROE of 3.34%, requiring careful monitoring of integration execution and credit quality trends.

Synchrony Financial

SYF trades at $73.21, up 1.06% today, with a bearish technical signal but strong fundamentals. The stock shows a low P/E of 7.63 and robust profitability with a 24.06% net income margin. Recent earnings beats and a $0.30 dividend highlight operational strength, while analyst consensus is bullish with a $86.38 price target.

Outlook remains positive due to earnings momentum and undervaluation, but risks include economic sensitivity and technical weakness. The stock offers value with upside potential, though investors should monitor loan performance and interest rate impacts on financial results.

Returns comparison

Trailing returns across standard periods

Top news

Latest headlines on both assets

About Capital One Financial Corp.

Capital One is a diversified financial services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending.

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About Synchrony Financial

Synchrony Financial is a premier consumer financial services company and the largest provider of private-label credit cards in the United States. Spun off from GE Capital in 2014, it operates through a unique B2B2C model, embedding its financing products within the ecosystems of major partners like Amazon, Lowe’s, and PayPal. Synchrony leverages deep data analytics and a diverse multi-platform strategy—spanning retail, health, and auto—to drive customer loyalty and provide specialized credit solutions at the point of sale.

Read more on SYF