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Compare Canadian National Railway Co. (CNI) vs Upstart Holdings Inc (UPST) Price & Performance

Canadian National Railway Co.Trade
Upstart Holdings IncTrade

Price performance (Past 24H)

Key statistics

Canadian National Railway Co. vs Upstart Holdings Inc — how do they compare? Canadian National Railway Co. trades at $126.06 (market cap $76.28B), while Upstart Holdings Inc trades at $28.97 (market cap $2.91B). The key difference: Canadian National Railway Co. is far larger — about 26.2× Upstart Holdings Inc's market cap, and Canadian National Railway Co. pays a 2.06% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.

CNIUPST
Market Cap
$76.28B$2.91B
Sector
IndustrialsFinancials
52-Week High
$130.58$73.76
52-Week Low
$90.91$24.22
Enterprise Value
$92.31B
Dividend Yield
2.06%

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Canadian National Railway Co.

CNI trades at $126.32, up 0.94% today, with a neutral technical signal and bullish moving average trend. The company reported strong Q2 2026 earnings, beating EPS estimates with $1.50 versus $1.39 expected, and raised full-year guidance. Key financials show a P/E of 22.62, net income margin of 26.92%, and ROE of 22.02%, supported by record grain movements in the 2025-26 crop year.

Outlook is positive due to operational excellence and volume growth, but valuation appears stretched with a consensus price target of $152.38. Risks include competitive pressures and macroeconomic volatility, while institutional sentiment leans neutral with 60.79% hold ratings.

Upstart Holdings Inc

UPST trades at $28.97, down 4.1% today, with a bearish technical signal despite recent Q2 2026 earnings beating estimates. The company returned to GAAP profitability with 42% revenue growth and 50% loan origination growth, though it has missed earnings expectations in three consecutive quarters. Analyst consensus is divided with a $47.20 price target suggesting significant upside potential from current levels.

The outlook remains mixed with strong AI-driven lending growth offset by high valuation metrics (P/E 57.5) and negative cash flow from operations. Key risks include interest rate sensitivity and competitive pressures in fintech lending, while institutional sentiment shows cautious optimism with 45% buy ratings.

Returns comparison

Trailing returns across standard periods

About Canadian National Railway Co.

Canadian National's railway spans Canada from coast to coast and extends through Chicago to the Gulf of Mexico. In 2019, CN delivered almost 6 million carloads over its 19,600 miles of track. CN generated roughly CAD 14 billion in total revenue by hauling intermodal containers (25% of consolidated revenue), petroleum and chemicals (21%), grain and fertilizers (16%), forest products (12%), metals and mining (11%), automotive shipments (6%), and coal (4%). Other items constitute the remaining revenue.

Read more on CNI

About Upstart Holdings Inc

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.

Read more on UPST