Cigna Corp vs Upstart Holdings Inc — how do they compare? Cigna Corp trades at $302.09 (market cap $80.55B), while Upstart Holdings Inc trades at $31.83 (market cap $3.01B). The key difference: Cigna Corp is far larger — about 26.8× Upstart Holdings Inc's market cap, and Cigna Corp pays a 2.05% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| CI | UPST | |
|---|---|---|
Market Cap | $80.55B | $3.01B |
Sector | Health | Financials |
52-Week High | $311.00 | $84.13 |
52-Week Low | $244.41 | $24.22 |
Enterprise Value | $103.65B | — |
Dividend Yield | 2.05% | — |
Signals from Pluang's Aura AI — not financial advice
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UPST trades at $31.46, down 3.91% on the day, reflecting recent volatility amid mixed earnings. The stock shows a bearish technical trend with support near $29, while fundamentals highlight a return to profitability in 2025 with $1.02B revenue and $53.60M net income. Recent news emphasizes AI lending growth and a key $600M funding deal with Neuberger Berman, though margin pressures persist.
The outlook hinges on execution of AI-driven lending expansion and funding stability, with a consensus price target of $42.00 suggesting 33% upside. Risks include earnings volatility, high debt levels, and competitive fintech pressures. Analyst sentiment is balanced with 45% buy ratings, but investors await Q2 2026 results on August 4 for confirmation of growth trajectory.
Trailing returns across standard periods
Cigna primarily provides pharmacy benefit management and health insurance services. Its PBM services were greatly expanded by its 2018 merger with Express Scripts and are mostly sold to health insurance plans and employers. Its largest PBM contract is the Department of Defense. In health insurance and other benefits, Cigna mostly serves employers through self-funding arrangements, but it also operates in government programs, such as Medicare Advantage. The company operates mostly in the U.S. with 15 million medical members covered as of the end of 2020, but its services extend internationally, covering another 2 million people.
Read more on CI →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →