Chubb Ltd vs NIO Inc. — how do they compare? Chubb Ltd trades at $347.09 (market cap $134.37B), while NIO Inc. trades at $4.56 (market cap $12.12B). The key difference: Chubb Ltd is far larger — about 11.1× NIO Inc.'s market cap, and Chubb Ltd pays a 1.17% dividend while NIO Inc. pays none. Which is the better fit depends on your goals.
| CB | NIO | |
|---|---|---|
Market Cap | $134.37B | $12.12B |
Sector | Financials | Consumer Cyclical |
52-Week High | $363.50 | $7.89 |
52-Week Low | $268.20 | $4.44 |
Enterprise Value | $155.22B | $11.35B |
Dividend Yield | 1.17% | — |
Signals from Pluang's Aura AI — not financial advice
Chubb (CB) trades at $350.31, down 1.05% on the day, with a neutral technical signal and bullish moving averages. The stock shows strong fundamentals, with Q2 2026 EPS of $7.26 beating estimates, revenue growth to $59.78B in 2025, and a net income margin of 17.96%. Recent news highlights leadership appointments and positive earnings coverage.
The outlook is positive, supported by consistent earnings beats, a 52.38% analyst buy rating, and a consensus price target of $366.83. Risks include macroeconomic sensitivity and competitive pressures in insurance. The stock presents a value opportunity with a P/E of 12.41 and robust cash flow trends.
NIO trades at $4.74, up 3.04% today but remains under pressure with a bearish technical signal. The company shows strong revenue growth to $87.49 billion in 2025, but profitability remains elusive with a net loss of $15.57 billion. Analyst sentiment is mixed with a 54% buy rating, while recent news highlights delivery growth amid a challenging EV market.
NIO's outlook hinges on achieving profitability amid fierce competition. The stock offers potential for recovery if cost controls improve and deliveries accelerate, but risks include persistent losses, high debt, and macroeconomic pressures in China. Investor patience is required given the long path to sustained earnings.
Trailing returns across standard periods
Latest headlines on both assets
ACE acquired Chubb in the first quarter of 2016 and assumed the Chubb name. The combination makes the new Chubb one of the largest domestic property and casualty insurers, with operations in 54 countries spanning commercial and personal P&C insurance, reinsurance, and life insurance.
Read more on CB →NIO Inc. manufactures and sells automobiles. The Company offers electric vehicles and parts, as well as provides battery charging services. NIO serves customers worldwide.
Read more on NIO →