Bank of Montreal vs Upstart Holdings Inc — how do they compare? Bank of Montreal trades at $180.98 (market cap $124.81B), while Upstart Holdings Inc trades at $31.83 (market cap $3.01B). The key difference: Bank of Montreal is far larger — about 41.5× Upstart Holdings Inc's market cap, and Bank of Montreal pays a 2.77% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| BMO | UPST | |
|---|---|---|
Market Cap | $124.81B | $3.01B |
Sector | Financials | Financials |
52-Week High | $180.86 | $84.13 |
52-Week Low | $110.44 | $24.22 |
Dividend Yield | 2.77% | — |
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UPST trades at $31.46, down 3.91% on the day, reflecting recent volatility amid mixed earnings. The stock shows a bearish technical trend with support near $29, while fundamentals highlight a return to profitability in 2025 with $1.02B revenue and $53.60M net income. Recent news emphasizes AI lending growth and a key $600M funding deal with Neuberger Berman, though margin pressures persist.
The outlook hinges on execution of AI-driven lending expansion and funding stability, with a consensus price target of $42.00 suggesting 33% upside. Risks include earnings volatility, high debt levels, and competitive fintech pressures. Analyst sentiment is balanced with 45% buy ratings, but investors await Q2 2026 results on August 4 for confirmation of growth trajectory.
Trailing returns across standard periods
Latest headlines on both assets
Bank of Montreal is a diversified financial-services provider based in North America, operating four business segments: Canadian personal and commercial banking, U.S. P&C banking, wealth management, and capital markets. The bank's operations are primarily in Canada, with a material portion also in the U.S.
Read more on BMO →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →