State Street SPDR Bloomberg 1-3 Month T-Bill ETF vs Union Pacific Corporation — how do they compare? State Street SPDR Bloomberg 1-3 Month T-Bill ETF trades at $91.5, while Union Pacific Corporation trades at $292.17 (market cap $173.61B). The key difference: Union Pacific Corporation pays a 1.94% dividend while State Street SPDR Bloomberg 1-3 Month T-Bill ETF pays none, and Union Pacific Corporation is trading nearer its 52-week high, State Street SPDR Bloomberg 1-3 Month T-Bill ETF nearer its low. Which is the better fit depends on your goals.
| BIL | UNP | |
|---|---|---|
Sector | Fixed Income | Industrials |
52-Week High | $91.77 | $307.32 |
52-Week Low | $91.27 | $214.91 |
Market Cap | — | $173.61B |
Enterprise Value | — | $202.67B |
Dividend Yield | — | 1.94% |
Signals from Pluang's Aura AI — not financial advice
BIL trades at $91.48 with minimal daily movement (+0.03%), showing stability amid market volatility. The ETF maintains consistent dividend distributions of $0.27 per share quarterly, with recent institutional buying activity indicating professional confidence. Technical indicators show bearish momentum with moving averages signaling caution, though oscillators suggest potential stabilization near current levels.
As a short-term Treasury ETF, BIL offers capital preservation and steady income through Treasury bill exposure. Key risks include interest rate sensitivity and inflation pressures affecting Treasury yields. The fund's defensive positioning appeals to risk-averse investors seeking liquidity and minimal credit risk in uncertain markets.
Union Pacific (UNP) trades at $293.13, down 0.76% on the day, with a neutral technical signal despite bullish moving averages. The company demonstrates strong fundamentals with Q2 2026 EPS beating estimates at $3.41 versus $3.26 expected, while revenue growth and improved operating efficiency support management's raised full-year guidance. Recent dividend increases and institutional accumulation reflect confidence in the railroad operator's service-led growth strategy.
UNP presents a compelling investment case with 58.7% analyst buy ratings and a $334.33 consensus price target implying 14% upside. Key opportunities include pricing power, margin expansion, and domestic intermodal growth, while risks involve high fuel costs, regulatory scrutiny of the Norfolk Southern merger, and macroeconomic pressures on freight volumes.
Trailing returns across standard periods
Latest headlines on both assets
BIL tracks the performance of short-term U.S. Treasury bills with maturities between 1 and 3 months. It is designed for investors seeking a highly liquid, low-risk vehicle for cash management and capital preservation.
Read more on BIL →Omaha, Nebraska-based Union Pacific is the largest public railroad in North America. Operating on more than 30,000 miles of track in the western two thirds of the U.S., UP generated roughly $22 billion of revenue in 2021 by hauling coal, industrial products, intermodal containers, agriculture goods, chemicals, and automotive goods. UP owns about one fourth of Mexican railroad Ferromex and derives about 10% of its revenue hauling freight to and from Mexico.
Read more on UNP →