Banco Bilbao Vizcaya Argentaria SA vs Twilio Inc — how do they compare? Banco Bilbao Vizcaya Argentaria SA trades at $28.54 (market cap $157.51B), while Twilio Inc trades at $244.57 (market cap $39.31B). The key difference: Banco Bilbao Vizcaya Argentaria SA is far larger — about 4× Twilio Inc's market cap, and Banco Bilbao Vizcaya Argentaria SA pays a 3.8% dividend while Twilio Inc pays none. Which is the better fit depends on your goals.
| BBVA | TWLO | |
|---|---|---|
Market Cap | $157.51B | $39.31B |
Sector | Financials | Technology |
52-Week High | $28.50 | $255.95 |
52-Week Low | $17.96 | $95.23 |
Dividend Yield | 3.8% | — |
Enterprise Value | — | $37.72B |
Signals from Pluang's Aura AI — not financial advice
BBVA trades at $28.535, up 0.65% with bullish technical signals from moving averages. The bank reported strong Q2 2026 results with net profit rising 11.4% year-over-year and announced a $2.3 billion share buyback program. Revenue reached $39.42 billion in 2025 with net income margin of 26.13% and ROE of 18.5%. Analyst consensus leans bullish with 7 buy ratings among 13 analysts.
Outlook remains positive with improved profitability guidance and strategic leadership reshuffling. Key risks include ongoing antitrust investigations in Spain and potential economic divergence in core markets. The stock offers attractive valuation with P/E of 12.98x, though recent RSI levels suggest potential near-term consolidation.
Twilio (TWLO) trades at $247.10, down 1.18% on the day, but remains near its 52-week high after a strong rally driven by Q2 2026 earnings beats and raised guidance. The stock shows bullish technical signals with support at $246 and resistance at $259. Revenue growth accelerated to 22% year-over-year in Q2, with net income turning positive in 2025 after years of losses, reflecting improved profitability and cash flow generation.
Outlook is positive with Wall Street consensus Buy rating and $266.31 price target, though high valuation multiples (P/E 35.35) and overbought RSI levels suggest near-term consolidation risk. Key opportunities include AI-driven growth and expanding free cash flow margins, while risks involve competitive pressures and execution on guidance.
Trailing returns across standard periods
Latest headlines on both assets
Despite its Spanish origins, BBVA generates three quarters of its profits in emerging markets, especially Mexico that contributes nearly half of BBVA's net profit. BBVA is overwhelmingly a retail and commercial bank with corporate and investment banking forming a smaller part of the overall business.
Read more on BBVA →Twilio Inc. is a cloud-based communication platform-as-a-service company offering communication building blocks that allow for a fully customized customer engagement experience spanning voice, video, chat, and SMS messaging. It does this through various application programming interfaces, or APIs, and prebuilt solution applications aimed at improving customer engagement. The company leverages its Super Network, a global network of carrier relationships, to facilitate high-speed, cost-effective communication.
Read more on TWLO →